Money Manifestation: How to Change Your Money Mindset & Manifest Money Starting Now

If you’re like me, sometimes you want just a few easy steps to follow, rather than reading a whole book about how to manifest money.

These are the 5 steps I actually use — that I believe will work for you, too.

Because I love colorful infographics that map out my daily plan (so I don’t get lost in my day and forget that I’m manifesting), you get a free mind map along with this post.

Plus two money mindset playlists. More on that later.

If that’s intriguing to you, let me tell you more about how this all works.

But, first, why should you believe me and try this?

Hi, I’m Rosetta, and I’ve been been combining spellcraft, tarot, and manifestation principles in my work with clients for 20 years.

Money mindset is very special to me and I love to work with clients on this area of manifestation.

That’s because without a positive money mindset and the ability to manifest money when we need it, we tend to experience lack in most other areas of life.

We end up working at jobs we hate, being in “it’s complicated” relationships, marrying the worst possible person, experiencing more health problems than we would if finances were more stable, and struggling to be confident and get what we want in all kinds of ways.

Oops, there I go again. This was supposed to be about why this free manifestation plan is worth your time.

Mostly because I’ve lived this. Everything I now teach I had to learn the hard way.

And that’s why I have a passion for sharing the easiest possible ways to shift your reality through manifestation.

Want to read some reviews so you know a little bit more about what I do? Scroll down my Start Here page and you’ll find a lots of them or click here for even more.

You don’t have to believe in anything I believe.

Manifestation works for everyone. No exceptions.

And if you do have spirit guides, ancestors, and gods you work with — or you’re comfortable with magic — you can incorporate any of these to make your manifestations even more powerful.

***Oh, by the way, if you want more manifestation, magical, and tarot content, you can get it all (for free) right here.***

Five Fast-Acting Money Manifestation Steps (in Fewer Than 5 Minutes a Day)

  • Five steps.

  • Done in this exact order.

  • Every day.

  • Trust me, they’re in this order for a reason.

  • This is my proven system, and it works if you work it.

Ok. Let’s go.

Step 1: Subliminals

Go to YouTube for “while you sleep” audios and play them in the background all night (and all day, if you can). Search for “manifest money” or whatever it is that you want to change in your life.

For an idea of what these sound like, there’s a playlist at the bottom of this post.

Subliminal audios just play automatically. You don’t have to do anything but go about your day and play them in the background.

Some subliminals have a voice you can hear and others feature barely audible voices that are masked by sounds of nature or healing sound frequencies.

As you choose which ones to listen to, be sure that the voice doesn’t annoy you or the sounds aren’t irritating or distracting. I like nature sounds and binaural sound frequencies, but don’t care for classical or new agey sound overlays.

Everyone is different. Choose audios that you like, or that you hardly notice. You’ll be playing them a lot.


Step 2: Glamour Magic

Do at least one thing every day to make yourself feel like a money magnet. Make it something fun. Could be anything.

Pick at least one of the ideas below (or just go with your own idea). None of them take more than a few seconds to do.

Just some examples you could try:

1. Wear gold-flecked lipgloss so that your words bring money to you. Or green eyeliner to help you see the money opportunities.

2. If you choose makeup, perfume, moisturizer, etc. as your “thing” be sure to enchant it when you’re putting it on. For example, hold your lipgloss in your hands and say, “You lead me to the things I want and make my every word bring good, happy money to me.”

3. Dance around for 60 seconds to a money-manifestation track. If you make it to the end of this post, I’ve embedded a whole dancey manifest money playlist for you.

4. Have fun cosplaying your future self. You don’t have to dress up, just channel the most wealthy-happy-successful person you like (or are a fan of). Can’t think of one? Then find one. Rock star. Business person. Successful creative. Actor. Historical figure.

They will be your virtual money mentor. Find ways to act as if you are them. You can actually dress like them, but you don’t have to. Just think, “If they were starting out on the path I want, what would they do right now?”

5. Or, you could sincerely love-bomb yourself. Start telling yourself things you’d say to a best friend or favorite person. You can look into the mirror and say “You’re so _________, you’re so ________ . . . ”. Be your own hype-woman. It feels so good.

6. Treat yourself like a diva. Do nice things for yourself, give yourself gifts — treat yourself the way you’ve always wanted to be treated.

7. Make the mirror your friend and audience. I like to say things in the mirror like, “It’s so fun to be me!” “I’m so pretty today,” “I’m so magnetic to money,” “Everyone I see today is making me more prosperous — we’re all helping each other all day.”

Feel the good feelings in your body. Relax your feet into the floor as you love-bomb yourself. The love bombs are real because it’s you appreciating you. You feel so confident as you get used to saying (and feeling) these things about yourself. It’s a sexy time between you and you.


Step 3: Incantations

Shift your thoughts from fear to positive attraction. All thoughts are “attraction” thoughts, but the quality of the thoughts determine what you’re attracting.

Keep gently shifting what you allow in your mind.

Incantations (otherwise known as mantras or affirmations) are just something that feels powerful to you and that you say to yourself throughout the day (and especially when poverty, lack, and downer thoughts come into your mind — as they do for us all).

This takes no extra time, as you’re just repeating them aloud or to yourself as you go about your day.

Make up your own, with as few words as possible (maximum 9 words is what I try to do). My current favorite is: “I am well paid just for being me.” That one has worked for me in so many ways!

As you’ve probably heard before, start with something that your mind doesn’t rebel against as untrue.

For example, if you’ve been money-struggling all your life, your inner being probably won’t believe you if you say, “I’m a millionaire and I don’t have to do anything to get it.”

But you might feel good repeating, “My money is hunting for me and finds me now,” and these words remind you to always watch for signs each day that will guide you to the next level.

You can find more affirmations plus money magic here.


Step 4: Alchemy

Now, the first three steps start to cause money manifestations in your life.

If you watch for signs, they’ll be starting to appear on the first day you start this process.

Whatever you notice as a possible money maker, or suggestion, or person who is where you want to be, or thing to do — if you can’t act on it now, write it down. The Universe is giving you signs all over the place.

Explore them all. At least one of them will lead to what you visualized and spoke into being in Step 3.

As with the previous steps, this takes no extra time out of your day.

Just notice that your guides are on the job and you’re letting in the information that they’ve always been trying to send you — but was blocked by your own thoughts (born of previous negative experiences).

So you’re getting these new ideas or signs which are now a vibrational match to the new thoughts and beliefs that you’re generously feeding yourself. Awesome!

But . . . you have to watch for these signs and messages so you don’t miss them.

As you transform a negatively attracting mindset using the first three steps, it’s super important to notice every confirmation (no matter how small) that the money magnet process is starting to work for you.

Some examples:

  • You notice an interesting YouTube video about money mindset, or a side-hustle you were wondering about. Don’t forget to save it and watch.

  • A conversation is going on nearby, and someone is talking about their new job. Pay attention to what it is — maybe it’s the Universe trying to send you a message about a new career you’ll love.

  • You’re on LinkedIn or Indeed — is your resume updated? Sign up for notifications when someone is looking for expertise you have.

  • You see a license plate with words that remind you of an idea you had, but forgot to act on.

  • You see a display at a store that sparks your memory of some items you had meant to list on Facebook Marketplace for extra cash.

  • You’re invited to a social event (but are thinking of skipping it). Be sure to go! You never know who you’ll meet.

All of these examples may seem small (and not avalanches of cash), but all you’re trying to do is to start the flow by using any hints you receive from the Universe.

The Universe (or angels, guides, ancestors, gods, your inner being) is so overjoyed and jumping up and down with happiness that you’re removing all of the thought patterns and feelings that made it difficult for them to reach you in the past.

They are cheering for you and putting new, fun ways to manifest money on your path multiple times a day.

If you keep going with this, all the right people, things, and situations just fall into your lap as if by magic.


Step 5: Just Know

Now you’ve got the first four steps on repeat every day.

Just Know is the moment when you have some evidence that the process is working. All you have to do is follow the clues the Universe is giving you.

Once you do this, you’ve primed the pump. The trickle becomes a stream and the stream becomes a flood.

You see bigger and bigger signs that life is improving. As long as you keep spending a few moments in each of the five steps each day.

Even though you’re seeing signs, most people get impatient. And most people would prefer that they have to do nothing (or the bare minimum) to turn their money situation around.

But, that’s not usually how it works.

Your relationship with the Universe is an exchange. They provide the ideas and inspiration on your path. Your part is to take those ideas and act on them.

Would a tutor keep giving more and more assignments when the student refused to complete even the first tiny quiz?

After a few weeks, the tutor would give up on the student, right?

It’s the same with our spirit guides (or your own inner being).

If we don’t really give ourselves fully to the process, spirit guides become frustrated and feel that we’re not ready, so they move on to other humans who are more willing to work with them.

What if you believe only in your own inner being? It works the same way.

You’ve probably can remember a situation where you lost confidence in yourself because you didn’t follow through or quit a couple of days into something you thought you really, really wanted to do.

But, don’t worry. As soon as you start again with full sincerity, spirit (or your own inner confidence) will be back, and the magic starts to happen again.

Step 5 is all about sifting through the possibilities to find the thing that “sparkles” and that feels like the next step in your journey.

You Can Do It!

Just make the steps a habit, even if you feel sad some days and don’t want to do it.

You might look into the mirror and want to say your affirmations but feel, “This is stupid. I’m not getting anywhere.”

Just say your affirmations anyway. You can say them in a sarcastic voice, if you have to.

Keep cycling Steps 1 through 5 every day. This is the magic. It’s not “set it and forget it.”

Have fun with the process. If today doesn’t feel so good, don’t let the chaos agent in your mind influence you at all.

Tell your inner being or your guides or angels or ancestors or gods (whatever is your thing), “I’m having a rough day. Help me!” And they will.

Ok, here’s the infographic and, don’t forget: If you want more manifestational, magical, and tarot content, you can get it all (for free) right here.

My Dancey Money Manifestation Playlist

Use the scroll bar at right to see all the songs, or just press play. It’s 90 minutes of inspirational pop and soul plus lots of money manifestation tracks.

While-You-Sleep Money Manifestation Audios

Use the scroll bar at right to see all the tracks, or just press play.


Need Some Support With This?

Come chat with me for 20 minutes (for free) on a private Google Meet call. Aren’t you curious? Just schedule below. I promise, it will be fun!


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It’s true, each of my comprehensive magical articles here on Tarot Rosetta take at least 8 hours to research, write, source visuals, edit, format, and post. Sometimes a lot longer : )

Not to mention create infographics and audio playlists like the ones above.

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